Saturday, June 22, 2013

Health Insurance - SSRIs and Antidepressants

Prozac is in a group of medicines known as selective serotonin reuptake inhibitors (SSRIs). These medications are all antidepressants. They are used to treat symptoms of depression. They can also be combined with other medications to tread manic depression, or bipolar disorder. Prozac is prescribed in pill form. A patient taking Prozac may be at risk if they are also taking a monoamine oxidase inhibitor (MAOI) or other types of medications. Severe to fatal side effects can occur if Prozac is combined with other medications. It's important to tell your doctor what you're taking if he suggests you be treated with Prozac. This includes over the counter medications, like aspirin, cough medicine and even lozenges.

While taking Prozac, you should alert your doctor if you're pregnant or at risk for conceiving. He will likely have a pregnancy test done to make sure that you're not pregnant before administering the medication. If you are pregnant, your doctor may still advice you to take Prozac. It can cause harm to unborn fetuses, but stopping your medication altogether is risky, especially while pregnant. If you are uncomfortable taking Prozac while pregnant, talk to your doctor about alternative treatments for your depression or bipolar disorder.

Since Prozac is primarily used to treat mental disorders, you may have difficulty getting your health insurance to pay for the treatment and/or the medication. It's important that you talk to your healthcare insurance provider before you commit to being treated with Prozac. If your insurance provider does not cover treatment of metal disorders, you have two options. You can either pay out of pocket, or you can find secondary insurance. If you have a healthcare reimbursement account or a healthcare savings account, it is possible you can use the money inside to pay for treatment. Talk to your employer about what is covered in your HRA. If the treatment is covered, provide the necessary documentation so that you can be reimbursed for your services.

If you're seeking secondary health insurance to help cover the cost of your disorder, remember to keep it affordable. If you are doubly insured, talk to both of your providers to see how much of the cost is defrayed by your insurance plans. If neither insurance plans cover mental illnesses nor prescription costs, it is possible to talk to your doctor about a payment plan. It is also possible to get your prescriptions at a discount.

If you need assistance in locating particular coverages at a pre-determined price, we can help you save up to 50% on your health insurance.

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